eMergent Benefit Solutions, LLC (“EBS”) makes this site available in accordance with these Web Site Terms of Use ("Terms"). These Terms govern your access to and use of this Site. By accessing this Site you accept and agree to comply with all of the Terms. If you do not agree with these Terms, please do not use this site and exit immediately.

As used in these Terms, EBS means eMergent Benefit Solutions, LLC and its subsidiaries and affiliates.

Information Submitted to EBS

Other than as provided in the EBS Online Privacy Statement, any information sent to EBS through this Site will be treated as non-confidential. You grant to EBS an unrestricted, royalty-free, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute the information you send for any purpose whatsoever. You agree that EBS is entitled to use for any purpose whatsoever any ideas, concepts, know-how or techniques that you send, without any obligation of compensation to you or any other person. Your personally identifiable information that you submit will be treated in accordance with the EBS Online Privacy Statement that accompanies this Site or as more specifically described in another EBS web site you may access.

You are prohibited from posting on this Site or transmitting to or from this Site any material that is false or inaccurate, solicitous, advertising, unlawful, threatening, libelous, defamatory, inflammatory, obscene, profane, pornographic, invasive of a person's privacy or could give rise to any civil or criminal liability under the law. You are prohibited from posting or transmitting to this Site any copyrighted material or material that is confidential to a third party.

EBS has the right but not the obligation to monitor and review transmissions, bulletin boards, postings and chat rooms on this Site. EBS assumes no liability with respect to such activities or the content of any such locations.

Third Party Web Sites

References on this Site to any names, marks, products or services of any third parties or links to third party sites are provided solely as a convenience to you and do not constitute or imply an endorsement or sponsorship by EBS or an affiliation with the third party. You agree that EBS will not be responsible for any damage or loss incurred in connection with the third party web sites or any products or services available from the third party.

Use of Site Content

© Copyright 2007 eMergent Benefit Solutions, LLC All Rights Reserved.

All information, text, software, audio, video, photographs, images and other data contained on this Site ("Site Content") are the property of EBS or licensed to EBS. Site Content is protected by copyright laws and other proprietary rights laws. You are authorized to access this Site solely for informational, non-commercial purposes to view and browse Site Content. Use of Site Content for any purpose except as provided in these Terms or as stated in the text on the Site is prohibited.

Disclaimer of Warranties

EBS is not responsible for any errors or omissions contained on this Site. All EBS and third party information is provided "AS IS". EBS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR ARISING FROM A COURSE OF DEALING, USAGE, OR PRACTICE. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Limitation of Liability

IN NO EVENT WILL EBS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES FOR LOST PROFITS, LOST REVENUE OR LOSS OF USE, ARISING OUT OF OR RELATED TO THE USE OR INABILITY TO USE THIS SITE, ITS CONTENT OR LINKS, INCLUDING DAMAGES CAUSED BY OR RELATED TO INTERRUPTIONS, DEFECTS, DELAY IN OPERATION OR TRANSMISSION, OR COMPUTER VIRUS, EVEN IF EBS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Trademarks

The trademarks, service marks, logos and slogans appearing on this Site ("Marks") are the registered or common law marks of EBS or designated third parties. No right or license is granted, by implication, estoppel or otherwise, to use the Marks or any other intellectual property rights of EBS or any third party.

Termination

EBS reserves the right in its sole discretion to terminate your access to or use of this Site for any reason, including a failure by you to comply with these Terms. EBS may choose to take legal action against you for your failure to comply with these Terms.

Revisions

EBS may revise or withdraw all or any portion of Site Content and discontinue any products or services at any time without notice. By accessing this Site you agree to be bound by any revisions made by EBS and you agree that you will visit these Terms regularly to view the then-current Terms.
Applicable Law

You agree that the laws and statutes of the United States and the state of Delaware, USA, without regard to conflict of laws principles, will apply to all matters relating to this Site and that all litigation in connection with this Site shall be subject to the exclusive jurisdiction of the state or federal courts in Delaware, USA.

E-mail: info@emergentbenefits.com for additional information.